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Felicia Kestenberg is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of CA (California Insurance License #0L25974), CO, FL, MI, NJ, NY. No insurance business may be conducted outside of these states referenced.

Felicia Kestenbreg is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, 420 Lexington Ave,14th & 15th Flr, New York, NY 10170, 646-227-8626.  In this regard, this communication is strictly intended for individuals residing in the states of NY, NJ.  No offers may be made or accepted from any resident outside the specific state(s) referenced. NYLIFE Securities LLC is a New York Life Company.

Kesten Financial Group LLC is not owned or operated by NYLIFE Securities LLC or its affiliate, New York Life Insurance Company.

Neither Felicia Kestenberg, Kesten Financial Group LLC,  nor New York Life or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.